The Pacta knowledge hub

Know more than your processor wants you to.

Plain-English guides on dual pricing, processing fees, and getting paid faster. Written for owners, not bankers. No jargon, no sales pitch, just how it actually works.

Dual pricing: keep 100% of the sale
Dual Pricing

Is dual pricing legal? A plain-English guide for 2026

What dual pricing is, how it differs from surcharging, and why it's legal in all 50 states when the card price is the posted price.

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Pacta monthly summary showing the card price covers the card fee
Processing Fees

Find the junk fees your processor buries

The line items processors bury, what each one means, and which you can kill outright.

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Next business day funding
Cash Flow

Same-day vs next-day funding: what it means for your cash flow

Why funding speed matters more than most owners realize, and how to get the next business day.

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New guides land here as we write them. Have a question you want answered? Email us and we'll write it up.

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