Pacta Payments
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What it costs

The whole price list. It fits on one screen.

Your rate is whatever you pay today, because we match it. Everything else is below, including the two things you still pay. Then the cash back, which is the part that is new.

What you pay

Two lines.

Your card rateWe match the credit card processing rate you pay today. We never show ours, because yours is the one that counts.
Same as now
Monthly costTerminal, PCI, gateway, support, a person who answers. All of it.
$24.99
Card fee on refundsAt your matched rate. The same cost you pay now.
Your rate
TerminalDejavoo QD4, ready before it ships, for approved accounts.
Free
Setup and staff training
Free
Contract, term, exit fee
None
Same-day moneyYour money lands the same business day on most accounts. It depends on your bank and what time you close out at night. Money does not move on weekends or bank holidays.
Included
What you get back

One line.

Cash back, every monthEvery card company keeps a cut of your sales. We send 20% of our cut back to you, every month. Sent to your bank. Anything under $25 rolls into next month.
20% of our cut
ReferralSend us another owner and earn 0.2% of their card sales every month they stay. One level.
0.2% of theirs

If you do not run much on cards, the $24.99 can cost more than the cash back pays. We say so on the first call instead of signing you up.

What you keep

Cash back minus the monthly cost.

Your cash back depends on what you run on cards and what you pay now, so there is no one-size table. Here is how the call goes.

StepWhat happens
1You tell us what you run on cards in a month, and what you pay your card company now.
2We match your rate. That is your rate with us.
3We work out your cash back: 20% of our cut, in dollars, every month.
4We take off the $24.99. What is left is what you keep. You get it in writing.

Refunds are not in the number, because that depends on how many you give. It is the same cost you pay today.

If you want more

Need a full register?

The free terminal is enough for most counters. If you want stock counts, reports and a tablet register, Pacta POS starts at $49 a month, with the same cash back. Online ordering for restaurants is Pacta Dash.

Straight answers

Price questions, answered up front.

Why do you not show your rate?

Because your rate is the one you already have. We match what you pay today, so the number that matters is yours, not ours. On the call we work out what you really pay, and that becomes your rate with us.

What is in the monthly cost?

$24.99 covers the terminal, PCI, the gateway, support and a person who answers the phone. There is no separate PCI fee, gateway fee or support fee on top.

Are there any other fees?

The card fee on refunds, at your matched rate, the same as you pay today. Chargebacks carry the card network's fee when one happens. There is no early exit fee, because there is no contract.

What if I leave?

You leave. No term, no exit fee. The terminal comes back to us. Any cash back you earned through your last full month still gets paid.

Is the terminal really free?

Yes, for approved accounts, which is almost every shop we work with. It ships ready to use. If it ever breaks, you get a new one, not a repair ticket.

Fifteen minutes

See your number.

Fifteen minutes on the phone and you walk away with three numbers: your cash back, your cost, and what you keep.