Other processors treat tobacco and vape like a problem: declines, holds, or a padded rate. We place smoke and vape shops routinely, priced like any other counter.
Run at $30,000 a month in card volume and an $18 ticket, which is typical for the trade. Your own number will differ. That's what the call is for.
| Monthly card volume | $30,000 |
| What card fees cost you today, at 3.5% | −$1,050/mo |
| Over a year | −$12,600 |
| With dual pricing, out of your settlement | $0* |
* Illustrative, at 3.5%, which is about what owners pay today once every fee is counted. You still pay on refunds, on tips added after the sale, and a monthly cost for the program. Dual pricing covers the card fee on sales you take in person.
Every owner in your trade asks it. Here's the straight answer.
Some processors flag tobacco and vape as restricted, then decline the application or quietly charge more for the same service. Smoke shops are one of our core verticals. You get a stable account, a compliant setup, and a person who knows the category, not a risk-review email six weeks in.
Your customers already see cash and card pricing at shops around you. On a typical purchase the difference is cents, and it prints right on the receipt.
Built for exactly this counter, with the two-price engine native to the device. The call confirms the match, and whichever machine is right for your business is the one that costs $0.
Simple countertop unit with Valor's dual-pricing engine native rather than bolted on.
The same math, run at local volume, with your state's rules on the page.
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Twenty minutes with someone who sets up smoke shops accounts every week. No pressure, and the math is yours to keep either way.