What liquor stores in Akron pay in card fees, and how to get some of it back.
High volume, thin margins, heavy card use, liquor stores are exactly the kind of business processors profit from most. That about 3% per swipe compounds into five figures a year at typical store volume.
It is the same story from Highland Square to North Hill. The card company takes its cut before you count a dollar. Here is what is different with us: 20% of that cut comes back. We match the credit card processing rate you pay today, and every month we send you 20% of our cut.
A typical Akron liquor store runs about $50,000 a month in cards.
| Who you use | What you pay | What comes back |
|---|---|---|
| Flat-rate reader (Square, Clover Go, Toast) | 2.9% to 3.5% and up | Nothing |
| An old-school card company plus monthly fees | 2.3% to 3.0% plus fees | Nothing |
| Pacta | Same rate you pay now | 20% of our cut, every month |
Every card company keeps a cut of your sales. We send 20% of our cut back to you, every month. We show you your exact dollar amount on the call, in writing, before you sign anything. The program costs $24.99 a month, and you still pay the card fee on refunds. One tip when you compare card companies: the rate they advertise is never the real number. Take one month, add up every fee, and divide by your card sales. That is what you really pay, and it is almost always more than the rate you were quoted.
Nothing at the counter changes.
We match your rate.
Whatever you pay today becomes your rate with us. Nothing to argue about. Most people are approved in one business day.
A free terminal shows up ready.
It arrives with your prices already in it, and a dashboard to run everything from. A person walks your staff through it.
Cash back, every month.
20% of our cut, in your bank. The first one comes about six weeks after you start. Your money lands the same business day on most accounts, and there is no contract.
Straight answers.
Aren't liquor stores already doing cash discounts?
Many are, because the math is brutal at liquor-store volume. If you're still eating 3% on $50,000/month, that's $1,500/month you're donating that the store down the road isn't.
What about my high-volume weekend rushes?
Same-day funding means Saturday's sales hit your account without the multi-day float, better cash flow for restocking.
Do I have to retrain my cashiers?
Barely. The terminal displays both prices automatically; cashiers just ring up like always. Most stores are fully comfortable in a shift or two.
Other trades in Akron
Liquor Stores somewhere else
See your real number.
Tell us what your liquor store runs on cards in a month. Fifteen minutes, and the math is yours to keep either way.